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Analyze & Evaluate Credit Risk for Banks · LearnSpace
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Analyze & Evaluate Credit Risk for Banks

Курс от EDUCBA
Уровень не указан≈ 7.2 чАнглийский
О курсеНавыкиПрограммаПреподаватели

О курсе

Learners will analyze financial statements, evaluate leverage metrics, interpret cash flow dynamics, and assess credit risk using structured credit modeling techniques. By completing this course, participants will develop the ability to measure repayment capacity, calculate key ratios such as Debt/EBITDA and interest coverage, and estimate forward-looking credit performance under stress scenarios. This course equips learners with practical tools used in banking and financial institutions to assess borrower strength. Unlike generic finance courses, it integrates qualitative assessment, income statement analysis, balance sheet interpretation, and real-world case applications into a structured credit evaluation framework. Learners gain hands-on insight into working capital analysis, earnings quality assessment, and debt sustainability evaluation. By the end of the program, participants will be able to construct a comprehensive credit opinion supported by financial evidence, making this course ideal for aspiring credit analysts, bankers, risk professionals, and finance graduates seeking applied credit modeling expertise.

Навыки, которые вы освоите

Credit RiskFinancial Statement AnalysisFinancial AnalysisCash Flow ForecastingPredictive ModelingCash FlowsBusiness MetricsRisk ModelingBalance SheetLending and UnderwritingWorking CapitalFinancial StatementsRisk AnalysisIncome StatementFinancial ModelingQuality AssessmentPredictive AnalyticsBusinessCommercial LendingBanking

Программа курса

3 модулей · 38 учебных материалов

01Foundations of Credit Modeling & Financial Statements15 материалов

Introduction & First Case Study

Introduction to Credit Modeling for BanksВидеоWorking on First Case StudyВидеоFirst Case Study ContinuesВидеоIntroduction & First Case StudyЗадание

Credit Rating & Evaluation Framework

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EDUCBA

Преподаватель курса

Analyze & Evaluate Credit Risk for Banks
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Обучение на Coursera

≈ 7.2 ч

3 модулей

Язык: Английский

Часть программы вашего университета
Concept of Credit RatingВидео
Credit FundamentalsВидео
Qualitative EvaluationВидео
Credit Rating & Evaluation FrameworkЗадание

Profit and Loss Analysis

Profit and Loss StatementВидеоProfit and Loss Statement ContinuesВидеоProfit After TaxВидеоProfit and Loss AnalysisЗаданиеAnalyzing Earnings Quality and Initial Credit RiskDIALOGUEGraded-Foundations of Credit Modeling & Financial StatementsЗаданиеEvaluating Earnings Sustainability and Initial Credit RiskDIALOGUE
02Balance Sheet, Cash Flow & Ratio Analysis12 материалов

Liabilities & Assets Analysis

Liabilities of the CompanyВидеоMore on LiabilitiesВидеоWorking on AssetsВидеоLiabilities & Assets AnalysisЗадание

Financial Statement Validation & Cash Flow

PL and BS Check ExampleВидеоCash Flow StatementВидеоFinancial Statement Validation & Cash FlowЗадание

Ratio Analysis & Coverage Metrics

Ratio CalculationsВидеоRatio Calculations ContinuesВидеоCash Interest CoverageВидеоRatio Analysis & Coverage MetricsЗаданиеGraded-Balance Sheet, Cash Flow & Ratio AnalysisЗадание
03Credit Performance Estimation & Case Study Applications11 материалов

Estimating Credit Performance

Estimating Credit PerformanceВидеоEstimating Credit Performance ContinuesВидеоEstimating Credit PerformanceЗадание

Case Study 2 – Applied Credit Modeling

Working on Case Study 2ВидеоWorking on Case Study 2 ContinuesВидеоCase Study 2 – Applied Credit ModelingЗадание

Case Study 3 – Advanced Credit Evaluation

Working on Case Study 3ВидеоWorking on Case Study 3 ContinuesВидеоCase Study 3 – Advanced Credit EvaluationЗаданиеGraded-Credit Performance Estimation & Case Study ApplicationsЗаданиеAssessing Credit Risk: From Financial Statements to Credit DecisionDIALOGUE