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Consumer Lending Fundamentals and Credit Analysis · LearnSpace
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Consumer Lending Fundamentals and Credit Analysis

Курс от EDUCBA
Уровень не указан≈ 10.1 чАнглийский
О курсеНавыкиПрограммаПреподаватели

О курсе

Master Consumer Lending, Credit Analysis, and Loan Products in One Course. Learn how banks evaluate borrowers, approve loans, and manage risk effectively. This course provides a comprehensive understanding of consumer lending, covering the complete loan lifecycle—from application and credit analysis to disbursement and recovery. You will explore key lending products such as personal loans, auto loans, home loans, and credit cards, along with critical concepts like credit scores, CIBIL reports, and risk assessment. Designed for beginners and aspiring finance professionals, the course focuses on practical, real-world insights used in banks and financial institutions. You will gain the ability to evaluate borrower profiles, understand lending decisions, and analyze repayment risks. By the end of this course, you will be equipped with job-ready skills in lending operations, credit evaluation, and financial product knowledge, making you well-prepared for roles in banking, NBFCs, and financial services.

Навыки, которые вы освоите

Consumer LendingLoan DocumentationLending and UnderwritingProduct KnowledgeJob EvaluationLoansAnalysisPayment SystemsRisk AnalysisBankingFinancial ServicesOperations ManagementRetail BankingFinanceGeneral LendingJob AnalysisBanking ServicesPayment Processing and CollectionLoan OriginationCredit/Debit Card Processing

Программа курса

5 модулей · 60 учебных материалов

01Foundations of Consumer Lending13 материалов

Introduction to Consumer Lending

Introduction to the courseВидеоMeaning of Consumer LendingВидеоIntroduction to Consumer LendingЗадание

Core Concepts & Terminologies

Key TerminologiesВидео

Учитесь у экспертов

EDUCBA

Преподаватель курса

Consumer Lending Fundamentals and Credit Analysis
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Обучение на Coursera

≈ 10.1 ч

5 модулей

Язык: Английский

Часть программы вашего университета
Loan life cycleВидео
Core Concepts & TerminologiesЗадание

Credit Evaluation Essentials

Components of Credit AnalysisВидеоCredit ReportsВидеоCredit ScoreВидеоCredit Evaluation EssentialsЗаданиеEvaluating Borrower Creditworthiness Using Credit ReportsDIALOGUEFoundations of Consumer Lending ЗаданиеAnalyzing Borrower Creditworthiness in Consumer Lending DecisionsDIALOGUE
02Loan Processing & Personal Lending10 материалов

Loan Documentation & Processes

Loan DocumentationВидеоMeaning of Personal LoansВидеоLoan Documentation & ProcessesЗадание

Personal Loan Applications & Types

Personal loan applicationВидеоTypes of Personal LoansВидеоPersonal Loan Applications & TypesЗадание

Eligibility & Requirements

Eligibility and documentation of Personal LoansВидеоMeaning, pros and cons of Auto loansВидеоEligibility & RequirementsЗаданиеLoan Processing & Personal LendingЗадание
03Auto Loan Financing10 материалов

Auto Loan Fundamentals

Meaning, pros and cons of Auto loans (Continues)ВидеоPotential sources for loan cashВидеоAuto Loan FundamentalsЗадание

Auto Loan Structures

Classification of Auto loansВидеоTypes of Auto LoansВидеоAuto Loan StructuresЗадание

Requirements & Evaluation

Auto loan requirementsВидеоFactors considered in Auto loansВидеоRequirements & EvaluationЗаданиеAuto Loan FinancingЗадание
04Home Loans & Credit Card Systems12 материалов

Home Loan Basics

Overview of Home loansВидеоKey Terminologies in Home loansВидеоHome Loan BasicsЗадание

Home Loan Evaluation & Products

Eligibility and factors considered in Home loansВидеоKey components of a Home loanВидеоHome loan productsВидеоHome Loan Evaluation & ProductsЗадание

Credit Cards Ecosystem

Associated Home loan productsВидеоMeaning & Types of Credit cardВидеоPlayers in the credit card systemВидеоCredit Cards EcosystemЗаданиеHome Loans & Credit Card SystemsЗадание
05Credit Cards, Risk & Loan Recovery15 материалов

Credit Card Operations & Revenue

Credit card authorizationsВидеоCredit card settlementВидеоHow credit card companies make moneyВидеоCredit Card Operations & RevenueЗадание

Loan Products & Credit Systems

Credit card loansВидеоEducational loansВидеоLoan against securitiesВидеоLoan Products & Credit SystemsЗадание

Risk Management & Conclusion

Objectives of Debt collectionВидеоLoan recovery procedureВидеоOverview of CIBILВидеоConclusionВидеоRisk Management & ConclusionЗаданиеCredit Cards, Risk & Loan RecoveryЗаданиеAssessing and Managing Consumer Loan Applications in a Lending Environment
DIALOGUE