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RiskWise: Protecting What You Own and Why It Matters · LearnSpace
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RiskWise: Protecting What You Own and Why It Matters

Курс от University of Illinois Urbana-Champaign
Начальный≈ 9 чАнглийский
О курсеНавыкиПрограммаПреподаватели

О курсе

Unexpected events like a car accident, dog bite or stormy night can derail financial goals for years to come. This course gives you the tools to protect your home, your vehicles, and your accumulated wealth through practical property and liability insurance and noninsurance strategies. Whether you are a financial professional or managing your own household, you’ll gain insight into today’s challenging insurance environment and learn why coverage decisions must be made before a loss occurs. Through expert podcasts, real‑world case studies, and interactive evaluation tools, you’ll explore how to spot hidden policy gaps and use umbrella coverage to shield future earnings. Designed for both aspiring professionals and savvy consumers, this course empowers you to move beyond the “price trap” and make informed decisions that ensure your insurance works when you need it most. This course is part of the College of ACES suite of online programs. To learn more about online programs from the College of ACES and explore ways to apply your Coursera work toward a degree program at the University of Illinois, visit: https://aces.illinois.edu/online.  

Навыки, которые вы освоите

Risk ManagementInsurance PoliciesInsuranceFinancial PlanningAsset ProtectionAsset ManagementLoss PreventionFinanceMarket DynamicsProperty and Real EstateDepreciationFinancial ServicesUnderwritingRisk AnalysisLegal RiskHuman CapitalWealth ManagementProperty Management

Программа курса

4 модулей · 79 учебных материалов

01Orientation & Module 1 | Property Insurance Fundamentals 28 материалов

About the Course

Course IntroductionВидеоMeet Your Instructor | Craig LemoineВидеоMeet Your Instructor | Tapiwa SigaukeВидеоCourse GuideЧтение

Учитесь у экспертов

Dr. Craig Lemoine

Director of Financial Planning, Associate Clinical Professor of Financial Planning

RiskWise: Protecting What You Own and Why It Matters
В каталоге вашей программы

Инвестируйте в себя

Новые знания — в удобное для вас время.

Начать на Coursera

Обучение откроется на Coursera
в новой вкладке

Обучение на Coursera

≈ 9 ч

4 модулей

Язык: Английский

Часть программы вашего университета
Orientation QuizЗадание

About Your Classmates

Updating Your ProfileЧтениеGetting to Know Your ClassmatesОбсуждение

Module 1 | Overview

Module 1 OverviewВидео

1.1 | Foundations of Risk

Introduction to Property & Liability Insurance ВидеоProperty, Liability and Financial Planning ВидеоCoverage Types: An Overview ВидеоLoss Exposures ВидеоFoundations of Liability & Asset ProtectionВидео

1.2 | Property Basics & Valuation

Types of Property Coverage ВидеоProperty Insurance Basics ВидеоProperty Valuation ВидеоProperty Insurance Clauses and Coinsurance Provisions ВидеоDeep Dive – Why Your Claim Payout Might Surprise YouЧтение

1.3 | Liability & Legal Principles

Types of Liability Damages ВидеоAbsolute Liability ВидеоUnderstanding Negligence and the Last Clear Chance Doctrine ВидеоProperty Tax Treatment ВидеоAfter Loss Obligations Видео

1.4 | Case Study — Your Renewal Packet

Beyond the Premium: A Homeowners Case Study ВидеоYour Renewal Packet ЧтениеExplore Your Renewal Packet PLUGINHomeowner Policy Renewal: Why This Is the Moment That MattersВидео

Module 1 | Conclusion

Module 1 | Knowledge CheckЗадание
02Module 2 | Homeowners Insurance Coverage and Tradeoffs18 материалов

Module 2 | Overview

Module 2 OverviewВидео

2.1 | Homeowners Policy Mechanics

Introduction to Homeowners Insurance ВидеоThe Structure of Homeowners’ Insurance ВидеоElements of Homeowner’s Insurance ВидеоInsurance Service Office (ISO) Forms ВидеоProperty Insurance Clauses and Coinsurance Provisions ВидеоHomeowners Insurance – Who is Insured? ВидеоHomeowners Insurance – Where is Insured? Видео

2.2 | The Modern Risk Landscape

The Value of an Advisor and the "Price Trap"ВидеоThe Modern Risk Landscape: Roofs and Solar ВидеоThe "Stealth" Change in Home InsuranceЧтениеHomeowners Insurance: Property, Valuation, and Modern Challenges (MR PC)Видео

2.3 | Protecting Your Assets

Protecting What You've Built: Replacement Cost, Reviews & Smart Savings (HOME PC)ВидеоDeductibles, AI & What's NextВидеоDeep Dive – Solar Panels: Asset or Liability?ЧтениеHomeowner Policy Endorsements ВидеоHomeowners Policy Extras, Forms and Title Insurance Видео

Module 2 | Conclusion

Case Study — Call the Insurance Company About Your Renewal DIALOGUE
03Module 3 | Auto Insurance and Property Risk on the Road 17 материалов

Module 3 | Overview

Module 3 OverviewВидео

3.1 | Auto Policy Mechanics: How Protection Actually Works

No Fault Auto Insurance ВидеоElements of Personal Auto Insurance Policies ВидеоPart A: Liability Protections ВидеоPart B: Medical Payments ВидеоPart C: Uninsured Motorist Coverage ВидеоPart D: Coverage on Your Auto Видео

3.2 | The Modern Auto Risk Landscape

A Deeper Dive Into Auto InsuranceВидеоThe New Reality of Auto Risk & Telematics ВидеоThe Advisory GapВидеоGig Economy, EVs & Car BuyingВидео

3.3 | Managing the Vehicle & The Drive

Covered Auto ВидеоEndorsements & Hard to Insure Drivers ВидеоShopping and Pricing for Auto Insurance Видео

3.4 | Case Study — The Bundle & Liability Challenge & Conclusion

Bundling at Renewal: When It Helps—and When It HurtsВидеоThe Loyalty DilemmaЧтениеModule 3 | Case Study Knowledge CheckЗадание
04Module 4 | Umbrella Policies and Applying what you’ve learned16 материалов

Module 4 | Overview

Module 4 OverviewВидео

4.1 | The Umbrella Shield

The Umbrella Strategy: Concept & CostВидеоUmbrella Liability Coverage ВидеоThe Umbrella Shield: Beyond Policy LimitsВидеоDeep Dive – Protecting Your "Future Self"Чтение

4.2 | Strategy, Automation & Future Trends

The Professional Shield: Assets & AutomationВидеоThe Future: Telematics, AI, and Market TrendsВидеоExplore More - Climate Risk and Your ZIP CodeЧтениеThe Future of Risk: Climate, Tech, and Professional Partnerships (MR PC)Видео

4.3 | The Final Audit: Building Your Professional Shield

Case Study – The Follow-Up: From Renewals to StrategyЧтениеThe Advisor’s Role at Renewal: Coordinate, Don’t DesignВидеоModule 4 | Knowledge Check Задание

Course Wrap-up & Final Assessment

Course SummaryВидеоFinal Assessment ЗаданиеCelebrating Your Achievement & Looking AheadЧтениеGetting Your Course CertificateЧтение